Ripple has introduced tools that let AI agents use XRP and RLUSD for payments at a time when USDC continues to dominate activity on the fast-growing x402 machine-payment network.
According to Ripple, the company this week released the XRPL AI Starter Kit, a developer toolkit designed to help software agents send, receive, and manage payments on the XRP Ledger with limited human involvement.
The launch adds support for x402 payments using XRP and Ripple USD (RLUSD), placing Ripple into a market where stablecoin-based transactions currently account for most activity.
The initial release includes access to the XRPL Docs MCP Server, which allows AI applications such as Claude Code, Claude Desktop, Cursor, and custom agent frameworks to retrieve XRP Ledger documentation when needed. Ripple also introduced wallet and payment tools for Claude that support wallet creation, balance checks, transaction tracking, and payments.
Ripple said AI agents are already being used to pay for computing resources, settle invoices, and complete transactions. The company argued that existing payment systems were built around human approvals and reconciliation processes, making them less suitable for autonomous software that needs transactions to settle automatically.
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